Free Tool

Mortgage Calculator

Calculate monthly repayments, total interest, and cost of borrowing for any UK mortgage.

Property price

Deposit

Annual interest rate

Mortgage term

years

Mortgage type

Repayment

Pay off capital + interest each month — fully cleared at end of term

Interest only

Pay interest only — full loan outstanding at end of term

Yearly breakdown

Year	Annual payment	Capital repaid	Interest paid	Balance remaining

Embed this calculator via API

Use the Homedata address API to pair mortgage calculations with real property data — live price trends, EPC ratings, flood risk and more. One API key, everything included.

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