Skip to main content
29M UK properties, one API call. Get an API key →

Broker Package · Pay as you go

Know the property before the valuer does.

Flood band, EPC, planning history and HMLR comparables by UPRN: landed at AIP, not surfaced at valuation when the case is already on the clock. Drops into Acre, Smartr365, OneDome, MyMortgageHub or your own LLM tool-call. Built on residential property data from a licensed listings feed.

First top-up matched 100% (£50 → 10,000 tokens) · No subscription needed · Nothing to cancel · Tokens never expire.

Broker Package11 modules · one API key
Risk
FloodGET /risks/flood/?uprn=1 token
RadonGET /risks/radon/?uprn=1 token
Coal miningGET /risks/coal_mining/?uprn=1 token
NoiseGET /risks/noise/?uprn=1 token
All four
The full risk packtalk to us4 tokens
Property
Property recordGET /properties/{uprn}/1 token
EPC ratingGET /epc-checker/{uprn}/1 token
Market
ComparablesArranged per customerEnterprise
Listing historyArranged per customerEnterprise
Property
Planning + dimensionsGET /planning/search/ (5) · /properties/{uprn}/dimensions/ (1)6 tokens
Reveal
UPRN + address revealArranged per customerEnterprise
Pay as you go · 100 tokens = £1
29MUK properties, UPRN-keyed
4Mortgage-killing risk feeds
300+Local planning authorities
37Endpoints, one API key

One home, every signal

Everything we know about one home that just sold

A real semi-detached on Peregrine Road, Norwich NR7, marked Sold STC on 6 October. The house number is withheld here. This is what a mortgage broker sees before writing a word, and the letter it could send.

What a mortgage broker prices

From the record
Sale price in view
Asking £270,000 at Sold STC
Years in the home
Last sold in 2017, about 9 years ago Derived
Tenure
Freehold · absolute freehold title
EPC
C 70 now · B 84 possible
Council tax
Band C · £2,069 a year

The move

Lead Source

Sold STC on 6 Oct: the sellers are buying their next home and need a mortgage for it, or to move the one they have.

Listed for sale
16 Sep 2026 · £270,000
Sold STC
6 Oct 2026 · £270,000
On the market
20 days to Sold STC
Letter lands
6 Oct 2026 · day 0 after Sold STC, in the day 0 to 21 window, suggested

The home

API
Type
Semi-detached · 3 bed · 1 bath
Floor area
97 m² measured · plot 264 m²
Built
1967 to 1975 · Cavity wall, filled
Height
7.8 m · 2 floors
Outside
Garden · Parking · No solar panels
Photos, read by AI
37 listing photos tagged by room · kitchen, bathroom and garden at 93 to 98% confidence
Photos and floor plan
On request

Energy

API

EPC C, B possible: worth checking for a green mortgage rate.

EPC
C 70 now · B 84 possible · 2017
Works listed
Floor insulation (solid floor), Solar water heating, Replacement glazing units, Solar panels, 2.5 kWp
Cost of the works
£1,000 to £8,000
Heating and floor
Gas boiler and radiators · solid, no insulation
Solar, estimated
6.72 kWp · 4,513 kWh a year

Value

API

Asking £270,000 at Sold STC: the size of the loan in view.

Asking at Sold STC
£270,000
Last sold
In 2017 · full price history in the API
Price growth, NR7
+1.5% a year in median sold price · 288 sales to May 2026
Rent, estimated
£1,275 a month · £975 to £1,700

Risk

API
Clear
Rivers and sea · Surface water · Flood zones 2 and 3 · Recorded floods · Radon · Coal mining · Road and rail noise
Non-coal mining
Significant. Underground mining is known or considered likely in the area: one for the survey.
Trees
None within root reach · nearest 61 m from the property point, 5 m tall
Ground movement
-1.1 mm a year · stable, measured from satellite 2019 to 2023
Clay shrink-swell
Moderate · class 2 of 5

Area

API
Council tax
Band C · £2,069 a year, 2026-27
Broadband
100% of the postcode can get gigabit
Schools within 3 km
22 · 1 Outstanding, 9 Good
Deprivation
Decile 9 of 10 · among the least deprived
Planning nearby
3 applications within 500 m in 90 days, 2 awaiting a decision, among them a ground-floor extension
To the owners
Peregrine Road •••
Norwich NR7
Lands 6 Oct 2026

Sold on Peregrine Road? The mortgage for your next home, sorted this week

Congratulations on agreeing the sale of your home on Peregrine Road.

If you are buying next, the mortgage is the step that holds a chain up. We can tell you this week whether to move your current deal or take a new one, and what you can borrow.

We compare lenders for you, including green mortgages for energy-efficient homes.

Book a call this week and we will have options for you within a day.

Yours,
Your company

Written from this home's record. Print and post letters through us, or export the list and send your own. Every trade's letter · Ask about letters

Captured from Homedata's API and Lead Source on 17 Oct 2026. Solar figures are estimates from the roof's size and pitch. Rent is an estimate from nearby lettings. Its listing photos were tagged by an AI image model, 30 Sep to 3 Oct 2026: room types read at 80% confidence or more; the model's other tags are not shown. Price growth is for the NR7 district, not this home: the median sold price over the year to 22 May 2026 against the year before, captured 18 Oct 2026. Trees, ground movement and clay from our ground stability data, captured 18 Oct 2026: tree heights are measured, root reach is inferred; ground movement is the nearest satellite reading, for the area rather than this building. Figures marked derived are worked out from the record's own fields.

Mover data for mortgage brokers: every home the day it goes Sold STC

Three cases this would have caught on Monday morning.

The data lands at fact-find, not at valuation. By the time the surveyor flags it, the client has already paid for the survey and the case is on the clock.

The flood-band down-val

Client offers £340k on a riverside terrace in Shrewsbury. AIP goes in clean. Valuation comes back with a flood-zone 3 caveat and a £25k haircut, and your client’s already £600 down on survey and search fees. A flood band on the UPRN at fact-find would have priced that risk in before the offer ever went on the property.

The flat that wouldn’t pass on sqft

Sub-1,000sqft flat, client’s a complex-prime self-employed, lender has a hard floor area cut-off you only spot when the BDM emails back. EPC floor area on the UPRN tells you that in ten seconds at AIP, not three days into a manual underwrite when the relationship’s already burned.

The asking-price story that didn’t hold up

Vendor’s “firm at £475k”, but the listing history shows it was on at £510k for nine months, reduced twice, withdrawn, relisted. A comparable evidence pack of nearby HMLR sold prices ranked by similarity gives you a defendable number for the valuation appeal and a straight conversation with the client.

Help clients understand the full acquisition cost

Share our free stamp duty calculator: covers first-time buyers, home movers, buy-to-let, and non-UK residents. No signup required.

What you get

Four risk feeds that decide the case at valuation.

Per UPRN, banded Very Low → High with plain-English descriptions. The flags surveyor reports, conveyancing and lender underwriting all care about: surfaced at AIP instead of the third week.

Risk

Flood

Surface water + river/sea flood risk band. The single biggest insurer + lender concern outside London.

GET /risks/flood/?uprn= 1 token
Risk

Radon

Affected-area band. Drives mitigation requirements and disclosed in modern surveys.

GET /risks/radon/?uprn= 1 token
Risk

Coal mining

Coal-mining reporting area + features. Triggers Coal Authority searches in the affected belts.

GET /risks/coal_mining/?uprn= 1 token
Risk

Noise

Road, rail, and aircraft noise bands. Affects valuation premium and resaleability.

GET /risks/noise/?uprn= 1 token
All four

The full risk pack

One UPRN → four parallel calls → the underwriting checklist answered. Most CRM integrations call all four at point-of-application.

4 tokens

What you get

Plus everything else underwriting asks about

Property record, EPC, planning, roof, dimensions. All UPRN-keyed, all behind one key. Comparables, listing history and address reveal stay available as enterprise products, arranged per customer: the same comparable evidence is included in the complete property profile.

Property

Property record

Bedrooms, bathrooms, type, floor area, construction age, garden, parking, tenure flag. The fields underwriters key on every case.

GET /properties/{uprn}/ 1 token
Property

EPC rating

Current + potential energy efficiency, EPC floor area, last assessment date, expiry. The green-mortgage and BTL-compliance signal.

GET /epc-checker/{uprn}/ 1 token
Market

Comparables

HMLR-confirmed sold prices for similar nearby properties, ranked by similarity. The defence pack for a challenged valuation. The standalone endpoint is arranged per customer rather than sold self-serve; the same comparable evidence is included in the complete property profile.

GET /comparables/{uprn}/ Enterprise Arranged per customer
Market

Listing history

Every listing ever recorded against the property: added, reduced, sold STC, withdrawn. The early-warning signal on overpriced stock.

Enterprise Arranged per customer Arranged per customer: talk to us →
Property

Planning + dimensions

Planning applications across 300+ LPAs (PlanIt) plus building footprint, roof shape, solar suitability. Catches conversions and extensions.

GET /planning/search/ (5) · /properties/{uprn}/dimensions/ (1) 6 tokens
Reveal

UPRN + address reveal

Map a live on-market listing to its real display address and government-issued UPRN.

Enterprise Arranged per customer Arranged per customer: talk to us →

What it covers

Slots into the broker stack

UPRN as the universal join key. Structured JSON, idempotent reads. Drop into the broker stack you already use, no PDF parsing, no portal lookups, no per-LPA integration work.

CRM-friendly

Drop the UPRN on a contact, hydrate property fields server-side or via webhook. Tested integrations include Twenty CRM, HubSpot custom objects and bespoke broker tooling.

AI-native

Every endpoint returns LLM-tool-call-shaped JSON: typed fields, plain-English bands. Build a Claude / OpenAI agent that pulls a full case profile from a single address.

Idempotent

Reads are cache-friendly and safe to re-run. Retries cost nothing. Webhooks can refresh stored data without de-duping logic in your CRM.

Worked example

The full case profile in one async pull

Address → UPRN → all four risks + EPC + property record in parallel. The questions every underwriter asks, answered programmatically in under a second.

curl --get "https://api.homedata.co.uk/address/match/" \
  --data-urlencode "address=10 Downing Street" \
  --data-urlencode "postcode=SW1A 2AA" \
  -H "Authorization: Api-Key YOUR_API_KEY"
# 200: address-level retrieve body plus address_resolution; 5 tokens.
# 422: reason no_match or multiple_matches; never charged.
# Use the returned UPRN for further property data.

What we’re not.

We’re a property-data layer. Not the whole stack. We’d rather tell you that up front than have you find out at month two.

  • Not Knowledge Bank or Criteria Brain. We don’t source criteria. We don’t tell you whether Halifax will lend on it; we tell you what “it” actually is.
  • No EWS1 / cladding / building-safety remediation status. That lives with the freeholder and the managing agent, not data anyone ships cleanly via API yet.
  • No LPE1 data. Lease length, ground rent, service charge, managing agent: that’s the conveyancer’s pack. We don’t duplicate it.
  • No HMO licensing or Article 4. Too fragmented across LPAs to ship reliably. Check with the council, or use a specialist BTL packager.
  • No AML / KYC / source-of-funds. Smartsearch, Thirdfort, Credas. Not our lane and we won’t pretend.
  • No decisioning. Whether a case fits a lender’s appetite is your job. We give you the facts; the call stays with the broker.

Pricing

Broker Package pricing

Transparent token weights: most property data costs 1 token, address match is 5 tokens, retrieve is 5 tokens. Budget your API costs the same way you budget any line item. Pay as you go with one-off top-ups of any amount from £20, or add tokens every month. A monthly subscription earns up to 75% bonus tokens: change the amount or stop any time.

Pay as you go

100 tokens = £1First top-up matched 100%

  • Address lookup + UPRN
  • Property record + EPC
  • Build and test locally
Get an API key
Broker Package

Monthly

£50 a month5,500 tokens a month

+10% bonus tokens

  • Same endpoints as pay as you go
  • All 4 mortgage-killing risks
  • HMLR sold-price comparables, in the complete property profile
  • Planning + roof + dimensions
  • First top-up matched 100%
Get an API key

Monthly

£250 a month30,000 tokens a month

+20% bonus tokens

  • Same endpoints as pay as you go
  • More calls per pound
  • Webhook + bulk endpoints
See pricing
29MUK properties, by UPRN
36.6Maddresses indexed
26 yrsof listing events, since 2000
23MEPC certificates on file
7licensed and official sources
Live status →

Pull this pack for your postcodes.

100 tokens = £1 · Top up from £20 · First payment matched 100%.

Questions

Frequently asked questions

Full answers in the API & data FAQ →

What property data does Homedata provide for mortgage brokers?

Four environmental risk endpoints (flood, radon, coal mining, noise), EPC ratings, full property records (bedrooms, type, floor area, tenure, construction age), planning applications across more than 300 LPAs, and roof and dimensions data: all via a single REST API. Covers England and Wales. Comparables, listing history, the live on-market feed and UPRN + address reveal are enterprise products, arranged per customer rather than sold self-serve; the same comparable evidence is included in the complete property profile.

Does Homedata score mortgageability or interpret lender criteria?

No, and that's deliberate. We ship the verified facts (risk bands, EPC scores, comparable prices, planning and roof data) UPRN-keyed and machine-readable. Your CRM, sourcing tool or LLM does the decisioning. Lender-criteria overlays change weekly per lender; we don't try to model them.

How much does the broker package cost?

Pay as you go: 100 tokens = £1, and your first top-up is matched 100% (add £50, get 10,000 tokens). No subscription needed, nothing to cancel.

Can I drop this into my CRM or AI tool?

Yes: that's what it's built for. UPRN is the universal join key, every endpoint returns structured JSON, reads are idempotent and cache-friendly. Tested integrations include Twenty CRM, HubSpot custom objects, and tool-calling from Claude / OpenAI / Anthropic SDKs.

Start building today.

Pay as you go, 100 tokens = £1, first top-up matched. Get your key and test with real data.