House-buying timeline calculator
Five inputs, weeks-to-completion estimate with a per-stage breakdown — offer accepted, searches, survey, mortgage offer, enquiries, exchange and completion.
Frequently asked questions
How long does it take to buy a house in the UK?
On average 12 to 16 weeks from offer accepted to completion for a straightforward freehold purchase with a mortgage and a short chain. Cash buyers with no chain can complete in 6 to 8 weeks; long chains and leasehold flats often run 20 weeks or more.
What slows down a house purchase the most?
Replies to enquiries from the seller solicitor and waiting for searches in busy councils. Both regularly add 2 to 4 weeks beyond the published targets.
Can a cash buyer skip the mortgage stage?
Yes — and this tool does so automatically when you select cash. Cash purchases also typically need fewer enquiries because there is no lender to satisfy.
Why does leasehold take longer?
The seller solicitor has to obtain a leasehold management pack from the freeholder or managing agent and answer additional enquiries on ground rent, service charges, and major works.
Sources & references
Cost ranges, timeframes, and checklist items shown on this page are drawn from the following authoritative sources.
- GOV.UK — How to buy a home
- MoneyHelper — Exchanging contracts and completion when buying a home
- HM Land Registry — Practice guides
This is general information, not legal, tax, or financial advice. For decisions affecting a specific purchase, sale, or move, consult a qualified solicitor, conveyancer, or surveyor.