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Guide

How to Find Out Who Owns a Property in the UK

HM Land Registry holds the definitive record of who owns registered property in England and Wales. This guide covers how to search it manually, what it tells you, and how developers can access ownership data at scale via API.

Where property ownership data comes from

In England and Wales, property ownership is recorded by HM Land Registry (HMLR). When a property is sold, mortgaged, or transferred, the transaction is registered, and HMLR updates the title register to show the new proprietor. This is a public record — anyone can pay £3 to view a copy.

Scotland uses the Registers of Scotland (£3 per search), and Northern Ireland uses the Land Registers of Northern Ireland. This guide focuses on England and Wales.

The £3 manual route

Visit landregistry.data.gov.uk and search by address or postcode. Select the correct title from the results and pay £3 to download a PDF title register. This shows:

  • Registered proprietor name(s)
  • Tenure (freehold or leasehold)
  • Title class (absolute, good leasehold, qualified, possessory)
  • Price paid on last registration (where applicable)
  • Charges registered (mortgages, restrictions)

This works well for one-off lookups but is not scalable for applications needing to check thousands of properties.

Ownership data via the Homedata API

For developers, conveyancers, and proptech companies needing programmatic access, the Homedata API wraps HMLR's title data and returns it as structured JSON. A single call to /api/properties/{uprn}/ownership/ returns the registered proprietor, tenure, title number, and date of registration.

GET /api/properties/10023456789/ownership/
Authorization: Api-Key YOUR_KEY

{
  "uprn": "10023456789",
  "title_number": "AV12345",
  "tenure": "freehold",
  "proprietor": "Smith, James Robert",
  "title_class": "absolute",
  "registered_date": "2019-04-11",
  "country": "England"
}

What ownership data doesn't tell you

  • Unregistered properties (~15% of England and Wales) do not appear in HMLR's digital register. Ownership must be established via physical deeds.
  • Company ownership — many investment properties are owned by companies or SPVs. The proprietor field shows the company name; Companies House must be checked separately for directors and shareholders.
  • Beneficial ownership — trusts and nominee arrangements mean the registered owner may differ from the beneficial owner.
  • Scotland and Northern Ireland — separate registers; the Homedata API covers England and Wales only.

Use cases for ownership API access

  • Conveyancers — verify title at instruction without manual HMLR searches.
  • Mortgage lenders — confirm proprietor against applicant name as part of AML/KYC workflow.
  • Estate agents — verify the seller is the registered owner before taking instructions.
  • Proptech developers — build property intelligence tools that surface ownership history alongside price paid and EPC data.

Pricing

Ownership lookups via the Homedata API cost 1 call per UPRN. The free tier includes 100 calls/month. Production plans start at £49/month.

Frequently asked questions

How do I find out who owns a property in the UK?

Search HM Land Registry at landregistry.data.gov.uk for £3 per title, or use the Homedata API for programmatic access.

Is it free to find a property owner in the UK?

HMLR charges £3 per title register search. The Homedata free tier covers 100 API lookups per month at no cost.

Can I access ownership data via API?

Yes — the Homedata ownership endpoint returns proprietor name, tenure, title number, and registration date for any UPRN in England and Wales.

Does every UK property have a Land Registry title?

No — approximately 15% of property in England and Wales remains unregistered. Registration is triggered by sale, mortgage, or certain other events.